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Commercial Mortgage Repayment Costs

Free estimated commercial mortgage quote

(Rates and costs may vary depending on circumstances).

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Use our calculator

The rate you receive may be higher or lower, this is just an indicative quote example.

Simply enter:

  • Loan amount required
  • Term in years
  • Estimated commercial mortgage rates
  • Property value

Once entered, you will see:

  • Monthly repayment estimate
  • Total loan cost including interest (calculated on the basis of a repayment loan not interest only)
  • Indicative commercial mortgage interest rates

For a personalised quote based on your specific requirements and credit profile, contact us after submitting your application.

To proceed with your application, fill out the form below

All fields are required*

We support all types of applicants, from first-time commercial property buyers to seasoned investors and developers.

Apply for commercial finance in a few simple steps using our form:

Initial enquiry: Submit your details or speak to one of our advisers

Information gathering: We’ll request key documents to assess your position.

Terms and structuring: We negotiate with lenders to find terms that match your goals.

Formal application: Once terms are agreed, we submit your commercial finance application for approval.

Valuation & legal: We coordinate valuation and legal steps to keep the case progressing.

Completion: Once approved, funds are released and your transaction completes.

commercial mortgage calculator

Quickly estimate your costs

Want a clear picture of what your commercial mortgage could cost? Use our free online tool to get quick estimates of monthly repayments, interest costs, and total loan outlay, all based on your loan amount, term, and property type.

With our guidance and market know-how, you can be in a better position to make well informed decisions, comfortably. Regardless of whether you are buying a new property or investing for the future, having this expertise on hand is paramount to making the best decision for the long-term sustainability of your business.

Use the calculator tool provided to estimate your quotation, our team will then run through the specifics thereafter when we speak together.

Properties considered for security:

Warehouse and industrial units

Land developments

Bed and breakfast properties

Restaurants or cafes

Office space

Public houses

Store or retail units

Nursery buildings

Care home buildings

Applicants accepted:

Individual applicants

Sole trade or self-employed

Limited Liability Partnerships

Business partnerships

Limited or public companies

Full-time employed individuals

Those with pension funds

Non-UK settled or expat residents

Charitable or trust bodies

How costs can be impacted

Other than the rate of your mortgage, the following points also impact the overall cost of your borrowing:

  • How much you intend to lend, based on LTV
  • Property type to be considered
  • Lease terms for tenants (if applicable)
  • Business or rental incomings
  • Trading and credit histories
  • Current market conditions

By taking into account all these factors, we can best place you with the product that matches your profile and affordability.

commercial mortgage costs
commercial mortgage interest rates

Lending rates

Different lenders will provide their own rates, subject to your profile, project criteria and ability to meet the repayment needed. Rates generally are charged per year with lower interest for those deemed to be of a lower-level risk factor – likewise, rates can be higher for more aggressive risk scenarios.

Through our selected panel of leading lenders, we will best match your needs to the product, lender and rate that suits your particular case.

We explore all options across our panel to identify the right solutions, not just that with the lowest rate.

Explore commercial mortgages in more detail

Start your journey with us

Using our services and knowledge, you unlock and gain access to the support needed to bring your idea to realisation:

  • A team on-hand dedicated to completing your case
  • Access to a pool of lenders and private funds
  • Advice and guidance on how to best structure your deal
  • Help to navigate your application to completion

By working with our team, we can complete your need for finance in a swift and competent manner.

Ready to help you

Once you have your estimated quote from our calculator, you can contact us to push through the next steps:

  • Your personalised, detailed full quote
  • Converse with a commercial mortgage specialist
  • Compare rates and products best suited to your project

We streamline the process from beginning to end, with a focus on delivering the best option without the hassle, complications or red-tape.

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