Financing for Property Development
Financing residential and commercial developments
Obtaining the right amount of funding and schedule is paramount to not only getting your property development off the ground, but meeting your completion timeframes.
Every project has its own needs; we assess each project on their individual merit and work with both investors and developers to bring projects to completion. We are with you every step of the way.
Development hotspots and opportunities seldom stay around for long in the UK. Position yourself to be able to strike and seize on fantastic return potential by brokering through us.
Is development finance right for your project?
Development finance is typically suited to projects where funds are required in stages and repaid on completion or sale.
It can be a good fit if your project has planning in place (or a clear planning strategy), realistic build costs, and a defined exit plan.
It may not be suitable for long-term property holding or where costs and timelines are uncertain.
What lenders typically look for
Information we’ll need to assess your project
How development finance works
Applicable parties
Common development finance exit strategies
Development finance is usually repaid through:
- Sale of completed units
- Refinance onto a longer-term investment or commercial mortgage
- Portfolio refinancing following completion
We’ll help you structure the finance around the most suitable exit for your project.
Developing from the ground-up
When doing a complete new build development from the start, funds are needed to get the project underway and off the ground.
Your amount of borrowing may be greater due to the nature of these types of projects, but a property development loan can be spread out to help ease the financial repayment burden.
This gives you you a chance to complete and sell the property before the term reaches its end.
Refurbishment and structural work
Often a good way to increase and maximise future profitability is to refurbish or enhance a property.
A development finance loan can provide the cash injection to make those improvements to ensure you get maximum value when going to market.
Funds will be typically repaid on the sale of the completed property.
Why go with a development broker?
Every lender has their own rules – based on your experience, the GDV, how tight your costs are, and your exit plan. Going direct often means countless back-and-forth, rejections, hurdles or being stuck with a repayment that doesn’t suit you.
A broker does the heavy lifting for you: we know who’s lending right now, what they actually want to see in your projections and how to structure your case for a positive result.
Through our expertise and market understanding, we simplify to you about what’s realistic and what isn’t. You’ll get quick answers, less stress, better terms and faster access to property development finance.
By working with a broker, you avoid mismatched lenders, reduce delays, and improve the likelihood of securing finance on terms that work for your development.
When a development facility is useful
Helping those who need it
Development finance explained more
Start your development
Give our team a call to discuss your project so we can assess what you are looking to achieve.
Once we have completed the necessary discovery, we will submit your proposal to our panel of UK lenders to find the best match for your needs.
Whatever you need to develop, we can help secure the vital funds needed.
