Enquiry: A newly incorporated SPV sought funding to acquire a semi-commercial property comprising office space with residential accommodation above.

Challenge: As a newly formed entity, the borrower had limited trading history, which can often restrict access to finance through mainstream lenders.

Solution: We secured an asset-led lending solution, focusing on the strength of the property and its projected rental income rather than the borrower’s track record. This enabled a fast and efficient completion.

Loan Amount: £350,000
Property Value: £470,000
Loan to Value (LTV): 74%
Completion Time: 16 days from initial enquiry